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Affordable Panama City Beach Living - 2BR Duplex Near Thomas Dr,  Beach Access and Navy Base

Clean, move-in ready 2-bedroom, 1-bath duplex unit located in the highly desirable Panama City Beach / Upper Grand Lagoon area, just minutes from the beach and convenient to Thomas Drive.

This home offers a practical layout with easy-to-maintain flooring, a bright living space, and a functional kitchen with ample cabinet storage. Both bedrooms are well-sized with closet space, making it ideal for individuals, couples, or small households looking for comfortable and affordable beach-area living.

Enjoy the convenience of being just a short drive to local shopping, dining, Navy base access, and multiple public beach access points--all while tucked into a quieter residential street.
#787737

Panama City Beach

9022 Houston Street

2 Beds

1 Baths

840 Sq.Ft.

$1,750

MLS#: 787737

Welcome to Gulf Terrace Condos in the heart of Destin! This beautifully remodeled first-floor, one-bedroom condo is being sold fully furnished, private laundry, and move-in ready. Renovated features, New kitchen cabinets, appliances, vanities, lighting, flooring, etc.  Enjoy an open layout with modern finishes, perfect for a beach retreat or rental investment. Gulf Terrace is a gated community offering three sparkling pools, tennis, and clubhouse. Owners are welcome to bring their pets, making it ideal for full-time living or vacation stays. Just minutes from Henderson Beach State Park, sugar-white sand beaches, world-class shopping, and dining.  Whether relaxing by the pool or exploring all Destin has to offer, this condo delivers the perfect blend of comfort and coastal lifestyle.
#987827

Destin

4000 Gulf Terrace Drive 116

1 Beds

1 Baths

810 Sq.Ft.

$199,900

MLS#: 987827

Welcome to 211 El Prado P[ace and your like new Beach House .This floor plan is a  Laguna Beach  classic with 2 bedrooms ,2 full bathrooms and the bonus/ bunk room .Built in 2017  with one car garage that has your electric golf cart that conveys with the purchase of this beach house  . Furnished with very few exclusions .The tile wood look floors are throughout and beautiful . Kitchen has stainless appliances, white cabinets and plenty of counter space for friends and family. Full size stack washer and dryer makes laundry a breeze . On the side is a covered patio for grilling or just relaxing with a good book ,hot and cold shower ,fully fenced . Metal roof 2017 , 2025 HVAC ,new microwave April 2026 .Popular west end of the beach make this home a must see. Whether you want a primary home ,second home or weekly rental home  this is it. Carousel Supermarket ,Thomas Donuts just a few blocks away .Call your realtor today before this home is SOLD .Whether you love 30A or Panama City Beach with Pier Park ,Top Golf or Dolly Pardons Pirates Adventure this central location is everything !
#787746

Panama City Beach

211 El Prado Place

2 Beds

2 Baths

1,290 Sq.Ft.

$589,000

MLS#: 787746

AFFORDABLE END-UNIT TOWNHOME IN LYNN HAVEN! The interior offers two spacious bedrooms and one full bathroom upstairs, along with a convenient half bath on the main level. The open-concept living, dining, and kitchen area creates a comfortable and functional layout, complemented by an interior laundry space.  Outside, enjoy a covered back porch, an outdoor storage room, a partially fenced backyard for added privacy, attractive landscaping, and an additional storage shed. Ideally situated in a central location, this home is within walking distance to dining, shopping, schools, and more. No HOA. Schedule your private showing today. Measurements are approximate.
#787732

Lynn Haven

2502 Johnson Drive

2 Beds

1 Baths

1,004 Sq.Ft.

$169,900

MLS#: 787732

Welcome to your own waterfront paradise--beautifully remodeled and completely turnkey. This exceptional home has been thoughtfully upgraded to combine comfort, functionality, and serene lakefront living.

Enjoy a versatile bonus room with stunning views of the lake--perfect for a home office, fitness space, or peaceful retreat. The home also features a convenient dual-purpose (2-in-1) bathroom design, maximizing both style and efficiency.

Step outside to experience true waterfront living with direct lake access and a private dock overlooking the tranquil waters of Silver Lake--ideal for morning coffee, fishing, or sunset views. A Generac generator adds an extra layer of security and convenience, ensuring peace of mind year-round.

Whether you're searching for a full-time residence or a relaxing weekend getaway, this property delivers. Located just about an hour from Panama City Beach, you'll enjoy easy access to the coast while savoring the quiet beauty of Jackson County.
#787750

Marianna

396 Silver

3 Beds

1 Baths

1,784 Sq.Ft.

$359,000

MLS#: 787750

This beautifully maintained home is perfectly situated in a highly desirable location just moments from the marina, offering the ideal blend of convenience and coastal lifestyle.

Step inside to a bright and airy open floor plan, where a spacious living area creates an inviting atmosphere for both relaxing and entertaining. The thoughtfully designed kitchen features granite countertops, stainless steel appliances, and a convenient breakfast bar. Just off the kitchen, the dining area opens to a private, fully fenced backyard with a deck, creating a seamless indoor-outdoor flow that's ideal for enjoying Florida living.

The main level also includes a versatile Florida room, perfect for a home office or den. Beautiful hardwood flooring throughout the downstairs adds warmth, character and timeless appeal.

Upstairs, a generous loft area provides flexible space for a second living area, playroom, or workspace. The primary suite is complete with an en-suite bathroom featuring a double vanity, glass door walk-in shower and a very spacious walk-in closet!

The other two bedrooms share a family size bathroom with a shower/tub combo

With its functional layout, stylish finishes, and unbeatable location near the water, this home truly has it all. Contact us today for a showing!
#999466

Niceville

4256 Skipjack Cove

3 Beds

2 Baths

2,012 Sq.Ft.

$2,700

MLS#: 999466

AVAIL: 5/23, preferably 6 mo. 1 day lease term w/ some flexibility. S/D = $4K, can be broken up in 2 monthly installments if qualified. Pets upon approval w/ a fee. Utilities included up to $500/month. GORGEOUS newly renovated fully furnished waterfront home on the highly desirable & beautiful Okaloosa Island. Very last house! Covered double door front entrance. Front door opens to the living/dining/kitchen area. Top floor master suite w/ a garden tub, separate shower, 2 sinks & a walk-in closet. 2 additional bedrooms & full bathroom also on the top floor. On the bottom level you have a family room w/ (decorative) fireplace, privacy screen for an optional 4th bedroom, full bathroom, laundry room, 1/2 bathroom & a bonus room w/ a built in bar/wet bar. A balcony on every floor w/ water views. Granite/stone/marble/wood galore - no carpet - all high end touches & finishes. 1 car dual entry garage on one side & 2 car on the other. HUGE paver driveway w/ loads of parking. New boat dock just completed w/ upper deck + green fishing lights over the water. It will fit a boat, two jet skis, etc. Bring your paddle boards & fishing poles & have the best of the best party deck! The storage area off the 2 car garage & 1 closet inside of the master bedroom closet are locked/off limits to Tenants & Owners use only. WELCOME TO PARADISE!
#918214

Fort Walton Beach

910 Santa Rosa Boulevard

3 Beds

3 Baths

3,414 Sq.Ft.

$6,500

MLS#: 918214

Corner Lot!!! This will be perfect if you have a boat or an RV. This charming, semi-custom to be built, Craftsman-inspired brand new home offering 3 bedrooms and 2 beautifully appointed bathrooms with 2 car garage in a thoughtfully crafted layout that feels both spacious and inviting. You can build and customize to your liking with multiple choices of interior and exterior colors, materials, features and finishes exactly to your liking and your lifestyle. Excellent size of backyard. Designed for both everyday living and effortless entertaining, the open-concept floor plan features 9-foot ceilings throughout and a stunning family room with soaring vaulted ceilings that create a light-filled, airy atmosphere. The kitchen is a true showpiece, complete with elegant quartz countertops,stainless steel appliances, a freestanding gas range, tall custom cabinetry with crown molding, island and ample workspace--perfect for hosting gatherings or enjoying quiet evenings at home. Modern efficiency meets lasting comfort with a tankless water heater, providing continuous hot water whenever you need it. The primary suite serves as a private retreat, thoughtfully designed with dual vanities, a floor-to-ceiling tiled walk-in shower, freestanding soaking tub, and an oversized walk-in closet that offers both luxury and practicality. The secondary bedrooms are generously sized and ideal for family, guests, or even a home office. Every element of this home reflects quality craftsmanship and intentional design, offering the perfect balance of warmth, style, and functionality. Don't miss the opportunity to customize your home to your exact preferences where you can select color of your cabinetry, flooring, tile, countertops, interior paint, where you can add your personal touch to create something truly special. Estimated completion the end of July, 2026. *Photos are stock images and do not reflect actual lot-specific finishes. Images are of similar homes previously built*.
#999492

Pensacola

8421 Tippin Avenue

3 Beds

2 Baths

1,576 Sq.Ft.

$347,900

MLS#: 999492

WATERFRONT - Looking for a home that offers a true waterfront lifestyle? Welcome to The Lake House at 6303 Lakeshore Drive in Panama City, FL. This 3 bedroom, 2 bath, 2,078 sqft. home is perfectly positioned on nearly an acre (.872) with 100 feet of cleared private waterfront on Deer Point Lake, offering the kind of space, privacy, and usability that is hard to find!

From the moment you step inside, you'll notice the care and meticulous condition of the home. The layout features a true split floor plan with spacious bedrooms, all with water views, and a primary suite tucked away for added privacy. Two separate living areas provide flexibility for both everyday living and entertaining.

The oversized kitchen is designed for gathering--featuring abundant counter space, ample cabinetry, and an open flow into the living room and breakfast nook. Additional dining options include a bar seating area and a separate dining space, making it easy to host family and friends.

Step outside and the property truly comes to life. Enjoy multiple outdoor living spaces that including a screened porch, elevated deck for relaxing, covered patio with outdoor dining, and expansive yard, all designed to take full advantage of the waterfront setting. The private dock offers direct access for boating, kayaking, and fishing, while the fire pit area creates the perfect spot to unwind on the cooler evenings. 

With nearly an acre of land, this property provides a level of space and versatility that is hard to find--whether you're looking to entertain, relax, or simply enjoy the outdoors.

This home comes partially furnished and move-in ready, offering an  incredible opportunity to step into waterfront living with ease. If you've been searching for space, privacy, and a true connection to the water--this is a must-see. Schedule your private showing today.

*Note: The property has another 100 ft of waterfront footage that is not cleared to the left of the property.
#787171

Panama City

6303 Lakeshore Drive

3 Beds

2 Baths

2,078 Sq.Ft.

$469,000

MLS#: 787171

If you've been dreaming of space, privacy, room to breathe, with No HOA, this may be what you are looking for.  Situated on 1.48 acres, this 3-bedroom, 2-bathroom home offers a comfortable blend of space and convenience.  With approximately 2,052 square feet, the layout features the primary suite on the main floor, along with the living area, kitchen and dining room.  The dining room includes a door leading to the back yard allowing for flexible use to suit your needs.  Upstairs offers two additional bedrooms, a bathroom, plus a large bonus room, perfect for a game room, home office or extra living space.  Whether you're looking for extra elbow room, a place to spread out, or looking for that 'country living feel' without being far from town, this property is worth a look.
#787730

Panama City

4421 Mill Bayou Road

3 Beds

2 Baths

2,052 Sq.Ft.

$365,000

MLS#: 787730

This charming updated brick home in Bristol, Florida, offers comfortable living with numerous recent upgrades. Featuring new central heating and air, a new water heater, all new flooring, all new kitchen appliances, and a new fireplace insert, two new bathrooms.  This residence is move-in ready and energy-efficient.
The property includes a fenced-in yard for kids and pets, plus a large barn with a concrete floor and electricity--perfect for storage, workshops, or hobbies. An enclosed chicken yard adds rural convenience for hobby farming.
Nature enthusiasts will love the location: just a 2-minute drive to a public boat ramp on the Apalachicola River for fishing, boating, and kayaking, and only 15 minutes from the Apalachicola National Forest, Florida's largest national forest, offering hiking, camping, and wildlife viewing.
Whether you're seeking a peaceful retreat or a hobby farm, this home combines modern comforts with unbeatable outdoor access.
#787744

Bristol

19285 NW State Road 12

3 Beds

2 Baths

2,227 Sq.Ft.

$249,900

MLS#: 787744

Completely updated and truly move-in ready, this stunning 3-bedroom, 3-bath waterfront condo in Wild Heron offers unobstructed center views of Lake Powell and pool--paired with exceptional indoor and outdoor living. Enjoy front-row sunsets from your spacious second-story balcony. The updated, open-concept kitchen is designed for both function and style, featuring a gas cooktop, stainless steel appliances, quartz, countertops, and a generous walk-in pantry--ideal for everyday living or entertaining. The waterfront primary suite is a private retreat with balcony access, a large walk-in closet, dual vanities, a soaking tub, and a beautifully tiled walk-in shower. Each bedroom is en suite. Home has many upgrades and updates see list An extensive list of recent enhancements elevates every aspect of this home, creating a seamless, move-in-ready living experience. Thoughtfully updated with high-end finishes and designer touches throughout, the residence features a new HVAC system for optimal comfort and efficiency, a built-in ZLINE refrigerator and new 24" stainless steel dishwasher, and elegant quartz countertops in the kitchen. Fresh designer paint and premium Masland wall-to-wall carpeting add warmth and sophistication, while fully renovated, spa-inspired bathrooms--including a Frameless By Design glass shower enclosure--bring a sense of everyday luxury. Updated lighting throughout, including a designer dining room fixture and all new ceiling fans, complements the home's cohesive aesthetic, while custom window treatments and updated living room window glass enhance natural light and views. A Nest thermostat provides modern, energy-efficient climate control, completing a home designed for both comfort and ease.
#787697

Panama City Beach

1101 Prospect Promenade 203

3 Beds

3 Baths

1,716 Sq.Ft.

$775,000

MLS#: 787697

***Motivated Seller*** Located on a large corner lot, this beautifully maintained home is close to beaches, shopping and Eglin and Hurlburt AFB.  

This 4 bed/2 bath home is being sold fully furnished and can be utilized as either an income generating property or a move in ready primary residence.  Homeowners and investors will find an updated property ready for either easy occupancy or immediate rental potential.  

Opportunities like this do not come along often.  Make an appointment to schedule your private showing today.
#999486

Fort Walton Beach

14 2nd Avenue

4 Beds

2 Baths

1,621 Sq.Ft.

$319,000

MLS#: 999486

Welcome to The Enclave at Midtown!

The Palm Exterior Unit is a 2-story townhome that boasts 3 bedrooms, 2.5 baths with an open design that is perfect for entertaining. The kitchen is presented with quartz countertops, a large island bar, pantry and all stainless-steel appliances offering style and functionality. Bedroom 1 is located on the second floor as a private retreat with a spacious walk-in closet and a beautiful adjoining bath. Interior features also include EVP flooring with frieze carpet in the bedrooms. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.
#999455

Navarre

8565 Midtown Court

3 Beds

2 Baths

1,449 Sq.Ft.

$321,900

MLS#: 999455

FOR RENT - Available September 1st! Beautiful  floor plan located in the desirable Shoal River Landing community in Crestview's fast-growing area. This spacious open-concept home offers 5 bedrooms, 3 full bathrooms, a covered back patio, and a 2-car garage.
The kitchen features granite countertops, stainless steel appliances, smooth-top range, built-in microwave, quiet dishwasher, and a large dining area. EVP wood-look flooring enhances the main living spaces, with plush carpet in the bedrooms. Smart Home Connect System included. excellent curb appeal. Conveniently located near the airport, military bases, the beaches of Ft. Walton and Destin, and minutes from Blackstone Golf Course.
#999452

Crestview

535 Mary Lou Way

5 Beds

3 Baths

2,012 Sq.Ft.

$2,400

MLS#: 999452

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* Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. © 2024. First Multiple Listing Service, Inc.
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